Y Combinator partner Brad Flora said that stablecoins can easily flow across borders, while avoiding costs and fraud, and its "utility is so simple that traditional finance seems inevitably to follow (behind startups that already use stablecoins)." He compared the future adoption of stablecoins to the growth of the once-illegal music file-sharing market, which later became a big market compared to Spotify and Apple, and said in an introduction to stablecoins: "It is clear that stablecoins will become an important part of the future of currency."