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Visa completes Hong Kong central bank digital currency pilot program with HSBC and Hang Seng Bank

Visa, along with HSBC and Hang Seng Bank, has completed the Hong Kong Monetary Authority's CBDC Pilot Programme. The programme involved tokenization of deposits, allowing for near real-time interbank transfers and 24/7 functionality. The tokenized deposits were transacted through encryption, ensuring privacy for participants. Visa is now exploring tokenized asset markets and programmable finance, with the e-HKD Pilot Programme entering phase two.

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