Visa, along with HSBC and Hang Seng Bank, has completed the Hong Kong Monetary Authority's CBDC Pilot Programme. The programme involved tokenization of deposits, allowing for near real-time interbank transfers and 24/7 functionality. The tokenized deposits were transacted through encryption, ensuring privacy for participants. Visa is now exploring tokenized asset markets and programmable finance, with the e-HKD Pilot Programme entering phase two.
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Visa completes Hong Kong central bank digital currency pilot program with HSBC and Hang Seng Bank
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