Using digital wallets, which are apps that allow payments to be made without physical cards or cash, is a secure and convenient way to complete transactions. These wallets offer multiple layers of protection, including biometric data, tokenization, and multi-factor authentication. Popular digital wallets include Apple Pay, Google Pay, PayPal, and Samsung Pay, while anonymous crypto wallets are available for those who prefer digital currencies. Although digital wallets offer many benefits, such as easy access to transaction history and the ability to withdraw cash without a physical card, they require a charged phone to use. Despite some limitations, digital wallets are becoming increasingly popular and are constantly being upgraded for improved security.