In an Op-Ed piece, Swapin CEO Evald-Hannes Kree discusses the challenges and opportunities of integrating Web3 and Web2 financial systems. While Web3 finance offers revolutionary features, such as decentralization and enhanced security, it is still necessary to interact with the Web2 world for everyday essentials and taxes. By integrating traditional banking and payment infrastructure with Web3 wallets, a seamless and user-friendly financial experience can be created that empowers individuals and businesses alike. However, there are challenges in integrating Web3 finance with Web2 systems, including technological and infrastructure barriers and complex regulatory environments. Companies must proactively engage with regulatory authorities and adapt to the changing environment to successfully navigate these challenges and contribute to the growth and stability of the Web3 financial ecosystem. Swapin's Estonian VASP license and selection by Mastercard for their Spring 2023 Lighthouse FINITIV Class demonstrate the company's commitment to compliance and potential to drive innovation in the crypto-to-fiat industry.