Republican lawmaker Rep. Alex Mooney of West Virginia has introduced the Digital Dollar Pilot Prevention Act to prevent the Federal Reserve from launching a pilot program to test a central bank digital currency (CBDC) without congressional permission. The bill aims to address concerns over increased government surveillance and threats to privacy that could arise from implementing a digital dollar. However, some argue that a CBDC could improve financial inclusion in the US by eliminating transaction fees that currently exclude many Americans from accessing financial services. The fate of the Federal Reserve's potential pilot program remains uncertain as the debate surrounding CBDCs intensifies. Meanwhile, the United States is considering the creation of a CBDC to modernize its financial system and keep up with the growing popularity of cryptocurrencies. A CBDC could offer faster and more secure transactions, and potentially reduce reliance on physical cash.