According to the Mercer CFA Institute global pension report, pension funds could benefit from using artificial intelligence (AI) to reduce costs, increase investment returns, and identify potential risks. AI could help fund managers analyze large amounts of data to uncover opportunities and create custom investment portfolios. It could also be used to personalize marketing and outreach efforts based on members' communication patterns. However, there are still challenges to overcome, and AI tools may generate fake or misleading information. The report also emphasized the need for strong defenses against cyberattacks and other security breaches.