Cross-border transactions involve the transfer of goods, services, and payment across countries. In Africa, these transactions are important for the economy, but regulatory bottlenecks can be a challenge. The African Continental Free Trade Area (AfCFTA) and fintech solutions are working to simplify cross-border transactions and reduce trade barriers. Digital assets, such as cryptocurrencies, can also improve the situation by making transactions faster, cheaper, and more transparent, leading to increased economic growth, job creation, and financial inclusion in the continent.