Kristalina Georgieva, Managing Director of the International Monetary Fund (IMF), stated that digitization is the "most important way" to expand inclusive finance. "Digital initiatives help accelerate the development of people, investment, and the economy." She urged the formulation of comprehensive national financial inclusion strategies, but warned attendees to pay attention to financial stability risks, which are often related to digitization. The IMF has recently been actively analyzing necessary cryptocurrency regulations. On September 29, it proposed a Cryptocurrency Risk Assessment Matrix (C-RAM) as an indicator and trigger for potential risks in the industry for countries to discover.