A recent report from the Federal Reserve Bank Atlanta Policy Hub titled "An Introduction to Web3 with Implications for Financial Services" mentioned XRP as an "international payment medium" and highlighted the relevance of Ripple's business model. The report emphasized how XRPL is used to meet cross-border settlement needs at a low cost and how XRP operates as an efficient institutional and cross-border payment medium with low-cost transactions and fast speeds. The report also mentioned the relevance of XRP and Stellar network in value transfers, citing the proof of concept, Project Mariana, which explores using Automated Market Makers (AMMs) for foreign exchange trading and settlement. While the report did not state that the bank will adopt XRP for settlements, supporters are enthusiastic about the mention of XRP and see it as a sign that public institutions are noticing its business model.