Oliver Finch, CEO of Bittrex Global, has expressed skepticism about the legitimacy of central bank digital currencies (CBDCs), calling them a "solution in search of a problem." He argues that the centralized nature of CBDCs makes them fundamentally different from cryptocurrencies like Bitcoin, which rely on distributed ledger technology.

While Finch acknowledges that CBDCs could make cross-border transactions faster and cheaper, he believes that their intended purpose raises concerns and suspicions. He suggests that governments may be jumping on the bandwagon of digitalization without a clear purpose for CBDCs.